IBM ▼ -25% ON EARNINGS CPI (JUN) 3.5% YoY (COOLER) S&P 500 ▲ +10.7% YTD 30-YR MORTGAGE ▲ 6.66% ETH TESTING $1,800 BTC ▼ $63,000 (-50% FROM ATH) FED FUNDS RATE 3.50–3.75% NEXT FOMC · JUL 29 IBM ▼ -25% ON EARNINGS CPI (JUN) 3.5% YoY (COOLER) S&P 500 ▲ +10.7% YTD 30-YR MORTGAGE ▲ 6.66% ETH TESTING $1,800 FED FUNDS RATE 3.50–3.75%
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Finance news, explained straight.

Bitcoin's down 50%. Mortgages are back near 6.7%. The tax code just changed under your feet. We tell you what actually happened, who's really driving it, and what to do — no hedging, no hot takes.

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Guide · Markets

How the Fed Actually Sets Interest Rates

The FOMC, the dot plot, and what each decision means for your money.

9 min read
Guide · Personal Finance

High-Yield Savings Accounts in 2026

Real rates vs. promotional rates — and how to stop losing money.

8 min read
Guide · Tax & Regulation

The 2026 Tax Changes Guide

Every OBBBA provision, sorted by who it actually affects.

10 min read
Guide · Crypto

Bitcoin & Crypto in 2026

The guide for people tired of hype in both directions.

9 min read

Browse by topic

Personal Finance

Credit Card Debt Hit $1.25 Trillion

The delinquency story isn't what you'd expect.

Jul 15, 2026
Personal Finance

Emergency Fund: How Much You Actually Need

Not the generic "3-6 months" answer.

Jul 15, 2026
Personal Finance

Roth vs. Traditional IRA: The Actual Math

Not the "young people pick Roth" rule of thumb.

Jul 15, 2026
Crypto

How Crypto Taxes Actually Work in the US

Every crypto-to-crypto trade is a taxable event.

Jul 15, 2026
Tax & Regulation

Tax Deductions Most People Miss

Even with software doing the math.

Jul 15, 2026
Personal Finance

Credit Score Myths Costing You Points

Some of the most repeated advice is backwards.

Jul 15, 2026
Markets

Dollar-Cost Averaging, Explained

Does it actually beat investing a lump sum?

Jul 15, 2026
Personal Finance

How Compound Interest Actually Works

The real numbers behind the cliche.

Jul 15, 2026
Markets

IBM Lost a Quarter of Its Value in One Day

Wall Street shrugged — here's why the index didn't move.

Jul 14, 2026
Markets

Trump's 20% "Hormuz Tax," Reversed in 24 Hours

Oil spiked, then he swapped it for trade deals instead.

Jul 14, 2026
Crypto

Ethereum Is Testing $1,800 Again

ETF inflows just turned positive after two down months.

Jul 12, 2026
Personal Finance

S&P 500 Up 10.7%. Does Your 401(k) Show It?

Why so many retirement accounts aren't tracking the rally.

Jul 11, 2026
Markets

SK Hynix Raised $26.5B in a Record Nasdaq IPO

Why a Korean chipmaker skipped Seoul for New York.

Jul 10, 2026
Crypto

Bitcoin Is Down 50%. Here's Who's Selling

Spot ETF outflows are driving the slide.

Jul 9, 2026
Personal Finance

Mortgage Rates Are Back Near 6.7%

The real reason — and it's not just the Fed.

Jul 9, 2026
Tax & Regulation

The 2026 Tax Law Changes Explained

What OBBBA actually changed — and who it leaves out.

Jul 9, 2026
Markets

Fed Holds Rates for a Fourth Straight Meeting

What's at stake before the July 29 decision.

Jul 9, 2026
Personal Finance

Savings Rates Are Starting to Slip

How to lock in a high APY before it drops further.

Jul 9, 2026
Markets

The Dow Dropped 577 Points on Iran News

What actually moved when the ceasefire broke down.

Jul 8, 2026
Tax & Regulation

Quarterly Estimated Taxes

A freelancer's checklist before the next IRS deadline.

Jul 9, 2026
Crypto

Spot Crypto ETFs, Explained

What they are, what they aren't, and how they trade.

Jul 9, 2026

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